Privacy Policy

Last updated: March 27, 2026

This Privacy Policy describes how your information is handled when you use our mobile application (the "App").

1. Information We Collect

We collect only the information necessary to provide and improve the App.

a. Information You Provide

• Financial data such as expenses, income, categories, and budgets entered within the App.
• Any optional data you choose to input.

b. Automatically Collected Information

• Device information (e.g., device model, operating system).
• App usage data (e.g., features used, interactions).
• Advertising identifiers (such as IDFA), if permitted by you.

c. Purchases

• Information related to in-app purchases and subscriptions is handled by Apple through StoreKit.
• We do not collect or store your payment information.

2. How We Use Information

We use the collected information to:

• Provide core app functionality (budget tracking and analysis).
• Sync your data across your devices using Apple iCloud (CloudKit).
• Improve app performance and user experience.
• Display advertisements (if applicable).
• Process in-app purchases and subscriptions.

3. Data Storage

Local Storage

Your data is stored locally on your device.

iCloud (CloudKit)

If iCloud sync is enabled:

• Your data is stored in your personal iCloud account.
• Data is managed by Apple and associated with your Apple ID.
• We do not have direct access to your iCloud data.

4. Third-Party Services

We use the following third-party services:

Apple Services

• CloudKit: for data synchronization.
• StoreKit: for in-app purchases and subscriptions.

Apple may process data according to its own Privacy Policy.

Google AdMob

We use Google AdMob to display ads. AdMob may collect:

• Advertising identifiers
• Device information
• Interaction data with ads

For more information: Google Privacy Policy

5. Tracking & Advertising

We may request permission to track your activity across apps and websites using Apple's App Tracking Transparency (ATT) framework.

• If you allow tracking, personalized ads may be shown.
• If you deny tracking, ads will be non-personalized.

You can change your tracking preferences at any time in your device settings.

6. Data Sharing

We do not sell your personal data.

We may share limited data with:

• Apple (for iCloud and purchases)
• Google (for advertising services)

7. Data Retention

• Your data remains on your device and/or iCloud until you delete it.
• You can delete your data at any time by removing the app or clearing data within the app.

8. Your Rights

Depending on your location, you may have the right to:

• Access your data
• Delete your data
• Restrict or object to certain processing

Since most data is stored locally or in your iCloud account, you can manage or delete it directly from your device.

9. Children's Privacy

The App is not intended for children under 13. We do not knowingly collect personal information from children.

10. Security

We take reasonable measures to protect your data. However, since data is primarily stored on your device and iCloud, security is also dependent on your device and Apple account protections.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected by updating the "Last updated" date.

12. Contact

If you have any questions about this Privacy Policy, you can contact us at:

getbudgyapp@gmail.com